Please read this regulatory disclaimer carefully before using our financial facilitation and advisory services.
Loan Advisory Service Declaration
CREDIFIX is a loan advisory, facilitation, and underwriter management desk. We are not a bank, Non-Banking Financial Company (NBFC), or direct lender. We do not issue loans, credit cards, or cash disbursements directly.
1. Underwriting and Sanctions
All loan applications, credit approvals, interest rates (ROI), processing fees, and repayment tenures are determined solely by our partnering public banks, private banks, housing finance companies (HFCs), NBFCs, and alternative private funding syndicates in accordance with their internal credit policies. CREDIFIX has no authority to sanction loans or guarantee approvals.
2. CIBIL & Credit Rehabilitation
Our Low CIBIL loan advisory acts as a structuring consultation. While we advocate for files with manual underwriting panels and private syndicates, credit score improvements and final approvals depend entirely on the borrower's asset values, document verification, and lender-panel discretion.
3. No Liability
CREDIFIX, its CEO Sai Krishna J, and its promoters are not liable for any financial losses, processing fee forfeitures, or service delays arising from lender rejection of files. All agreements are signed directly between the borrower and the respective lending institution.